Real Estate Investment Funding Checklist
What Lenders Need Before Funding Your Deal
Most real estate funding delays happen because documentation is incomplete — not because the deal is bad. Lenders need a clear understanding of property value, borrower structure, exit strategy, cash flow, and renovation scope.
Borrower Information
- Legal name or LLC
- Contact information
- Investment experience
- Entity structure
- Liquidity position
Learn underwriting process: How Private Lenders Evaluate Real Estate Deals
Property Information
- Property address
- Property type
- Condition
- Occupancy
- Square footage
Commercial deals: Commercial Real Estate Financing Options
Purchase Details
- Contract price
- Closing date
- Earnest money
- Seller information
Renovation Details
- Scope of work
- Contractor bids
- Budget
- Timeline
Fix & Flip financing: Fix and Flip Loans
Rental Property Data
- Rent rolls
- Market rents
- Expenses
DSCR strategy: DSCR Loans
Exit Strategy
- Sell
- Refinance
- Hold rental
- Commercial reposition
Bridge financing: Bridge Loans
Financial Documentation
- Bank statements
- Proof of funds
- Asset verification
- Credit profile
- Financial statements
External reference: Consumer Financial Protection Bureau
Common Mistakes
- Missing documents
- Unrealistic ARV projections
- Weak exit strategy
- Poor communication
Need Funding For Your Next Deal?
Whether you’re purchasing a rental property, funding a fix-and-flip, acquiring commercial real estate, or expanding your investment portfolio, understanding your financing options is the first step.